It’s been a big year for the Washington Metropolitan Area Transit Authority (WMATA). This past spring, the D.C. Metro system was honored with ISSA’s inaugural Spotless Spaces Award for having the cleanest transit system in the country. Shortly thereafter, the Metro introduced its new “Tap. Ride. Go.” payment system. And while you may no longer default to your SmarTrip card, there’s another card you’ll want to add to your wallet ASAP.
FutureCard2 is more than just an alternate payment method. As the first Metro rewards program in the DC, Maryland, and Virginia area (DMV), the Visa® debit card is designed to put more money back in your pocket. This means 5% cashback for every public transportation ride, plus a $5 weekly reward if you take 10 or more rides when you upgrade to FuturePass, their optional premium membership.1,4
Every tap pays back with FutureCard
Imagine getting money back on your morning commute, Metro rides to sporting events, and even those bus rides back from your weekly Trader Joe’s hauls. With FutureCard, the process is simple. Just tap at any turnstile or farebox and watch every dollar you spend go further.1
FutureCard also offers referral rewards, limited-time cashback and bonus opportunities, and premium experiences through the Rewards Shop.1
Every tap of a FutureCard celebrates cardholders’ decisions to reduce their carbon footprints by using public transit. At its core, the company is rewarding choices that are better for the planet. Beyond WMATA, FutureCard provides 5% cashback on energy bills, secondhand stores, and urban mobility, as well as unlimited 1% cashback on all other purchases.1
With no credit check and no annual fees,4 FutureCard is incredibly easy to sign up for. Users can start using their card upon approval by adding it to their digital wallet, and will receive a physical card in the mail within one to two weeks.
The Future app serves as your all-in-one tool to manage your FutureCard and track rewards. Direct deposit, Venmo, Cash App, and Apple Cash are all viable methods to add funds to an account.
Learn more about FutureCard here!
Earn more with FuturePass
Future also recently launched FuturePass, an optional premium membership that unlocks even more savings. Members with FuturePass can earn 5% cashback on groceries, phone bills, and streaming services, plus 10% cashback on electric vehicle charging and community solar!1,4
FuturePass is $14.99/month or $99.99/year and also unlocks priority access to Future’s support team and elevated budgeting tools, so you can connect all your accounts to easily track day-to-day spending.4 As part of FuturePass, you’ll also earn 3.00% APY on your balance!3 Click here to explore FuturePass benefits.
¹ Terms and conditions apply. See futurecard.co/legal/rewards for details.
2 Future is not a bank. Banking services are provided by Piermont Bank, Member FDIC. The FutureCard Visa Debit Card is issued by Piermont Bank, Member FDIC, pursuant to a license from Visa USA Inc. Your funds are FDIC insured up to $250,000 through Piermont Bank; Member FDIC
3 Annual Percentage Yield (APY) of 3.00% is effective as of 11/15/2025 and only available to members subscribed to the FuturePass Premium Membership. This is a variable rate and may change after the account is opened. No minimum deposit required or balance.
4 FuturePass is an optional paid membership that unlocks additional benefits and rewards. Fees may reduce earnings. Membership terms apply. See futurecard.co/legal/futurepass for details.